[quote="Airborne Butters":60f96]Everytime I start to save up , some shit goes wrong and there goes my money I saved. Like when I had about a grand saved up, my car decides to take a shit so now I need to use that money for a down payment. After that, I save up more but then I needed new glasses. There goes 500.

Not exactly the best of luck.[/quote:60f96]same. for ex, when some ass decided to break into my car the other day. Shit is going to cost me roughly $200 bucks.

TGB, i wont get the xbox or tv until im completely comfortable(financially) making the purchase. Nothing wrong with that in my eyes..

ive got lazy of late and have just quit another job - my third in 2 months so it does not help.

plus im mega in debt so its not like im saving any money but just paying the bank back.

but ive done all the silly buy an hdtv, 360, multiple games etc so now its just simple money.

money sucks but i will think about actually saving some when i get into some real work after uni

I am not good at saving money.

Money burns a hole in my pocket. I always have a stash of a few hundred sitting in the safe for an "impulse buy". Have $500 sitting there now and my palms are starting to sweat.

I have 2 savings accounts and a checking account. I don't touch those accounts to buy my stuff.....that's used for "emergencies" and whatever. My pocket money and lil' stash is my play money.
I also have a credit card that i keep a zero balance on. I'm not falling into that debt trap !!

I was on $600 a week at VISA, I was there for 6 months, left about a month ago & now I have $12 in my pocket... annoy: I noticed that as soon as I started earning I'd start spending 5x more. I'd buy a fruit drink every day at work for $6 whereas normally I'd never consider paying that much. I'd also spend $100+ partying at the weekend whereas usually it would be more like $30.

I suck at saving, I don't actually know where it went, ni99a stole my $ My only retirement plan is to get a good job & earn as much as possible as soon as possible. rock:

♠

i got owned with credit cards in college, for books and a desktop etc...ands its snowballed. I owe about 11K in credit cards between the wife and I. 300 a month goes to that to barely make a dent. hoping to roll it into the house eventually, just to be rid of it.

[quote="TGB!":3ee86]500 for glasses - what the fuck. I'm guessing you or your parents don't have health-insurance. New Glases=90 bucks.[/quote:3ee86]

Well my parents do, but I'm off their insurance. What happend with my old job was that I applied for the insurance when I hit my 90 days and they were supposed to send me an insurance card and deduct the amount from my checks each payday. Well after 3 months of bugging the human resources hoe she finally comes to me and says I owe 500 bucks in back money because supposedly the payroll company says I've been covered since I first applied for the insurance. I called up the payroll company and after talking to them they were going to cut me a "deal" and only make me pay 250 instead of 500. I promptly told them to blow it out their ass since I was getting fired in like 2 weeks. Sure enough about week later my shit breaks and there's about 500 bones for glasses down the pooper.

My other problem with me saving, is that I nickle and dime myself. I'll skip the large purchase of like 50 bucks, but then I'll spend 10-15 bucks here n there and before ya know it I've spent the 50 bucks or more.

yay for $1600 laptops!

Im a spoiled little tit. My dad made a deal when i started high school, that if i graduated with a 3.5 or higher id never have to work while i was in school...I got straight A's throughout highschool, and thanks to honors and AP courses graduated with a 4.3 GPA. IAfter i graduated my dad retired to the virgin islands, gave me the house as a graduation present, and sends me 2K a month for all my expenses until i get out of college.

Nyck, take a close look at the intrest rate you're paying on that credit card. Now, go to a bank and shop for a loan. You'll be able to roll over that debt into a loan and have it payed off in 3 - 5 years. You're getting killed from the CC intrest rate. Do that today, not tomorrow !!