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ninty · 03-04-2005, 08:30 PM

why do you need a credit card.

i really can't understand why people want them when they don't have the money to pay for stuff. Do people really like paying 18% interest or whatever it is? I guess sometimes their required for people living on their own who need to pay rent and things are tight, .

I have a credit card that I use for internet purchases. I always pay it off and i've never missed a payment. Never payed any interest. When I first got it they gave me a $500 limit. They bumped it up to $1300 now. I don't really need that much because the most my card has ever been was probably $400.

Anyway, i don't think you can get one without co signing which you said you can't do. looks like your screwed.

	(#5)
ninty is Offline Major General Posts: 12,683 Join Date: Jan 2002 Location: Calgary	03-04-2005, 08:30 PM why do you need a credit card. i really can't understand why people want them when they don't have the money to pay for stuff. Do people really like paying 18% interest or whatever it is? I guess sometimes their required for people living on their own who need to pay rent and things are tight, . I have a credit card that I use for internet purchases. I always pay it off and i've never missed a payment. Never payed any interest. When I first got it they gave me a $500 limit. They bumped it up to $1300 now. I don't really need that much because the most my card has ever been was probably $400. Anyway, i don't think you can get one without co signing which you said you can't do. looks like your screwed.