[tomxtr]

[quote="Sgt>Stackem":9a776]if this old fart could offer some advise....invest in an IRA ASAP. the sooner you start the better off you will be. I started way too late dont make the mistake I did. Save for your future![/quote:9a776]

Great advice. Also, for those of you in the "real world" contribute to your company's 401K, especially if they match. Don't wait. And if you have kids get them a 529 plan started as soon as they have a ss#. Invest what you can afford, but do it consistently. There's nothing worse than seeing people working well into their retirement years because they didn't plan for their futures.